Real-time decisioning
Every sign-up, login and payment, decided as it happens.
Send Kairos what happens in your product. When something risky happens, ask it what to do. One call returns approve, step up, review or block, with a risk score and the signals behind it.
96Risk score
BlockedBlocked by policyUser usr_aps2332 · Push payment v4 · $3,000
Signals
- new_payeeThe payee was added in this visit1.00
- takeover_signsA password reset and a new device came first1.00
- details_pastedThe payee's details were pasted, not typed1.00
- unusual_amountFar above what the customer usually sends0.92
- purpose_does_not_fitThe purpose does not fit the payee0.43
Real-time decisioning
What you get
Four clear outcomesApprove, step up, review or block. Your product acts on the answer, and your team sees why.
Context from the whole networkEach decision reads the subject's history, the devices, cards and addresses it shares with other accounts, and the current session.
Every decision keptInputs, signals, score and outcome are stored, so you can audit any decision and label it later.
Policies on top of modelsAdd hard rules where you need them: block a sanctioned country, hold a payout over a limit, always review a new payee.
How a decision is made
- 01Your product sends eventsSign-ups, logins, orders, payouts and chargebacks, from the SDK, the API or webhooks.
- 02Kairos builds the contextIt links the request to its user, devices, cards and addresses, and to their history.
- 03Models and rules decideA workflow asks Grayson, scores with your model and applies your policies.
- 04You get an answerThe outcome, a risk score from 0 to 100, and the reasons, in one response.