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Read the Finic Grayson announcement

Frontier AI to stop fraud, abuse, and financial crimes.

Every team makes two kinds of decisions. System One decisions happen in real time: approve or decline, step up or let through, in the fraction of a second before a payment clears or a login completes. System Two decisions are deliberate: pulling records, running the analysis, and following the evidence across accounts until a case can be closed with confidence.

Finic builds AI for both: a frontier decision model fast enough to sit in the real-time path, and agents that do the careful work of investigation.

Early Beta

The cheapest, fastest, and smartest decision model for risk.

Grayson is the first universal decision model built for real-time decisions across fraud, risk, compliance, and financial crimes.

  • Smarter than Opus 5.5 at 1/200th the cost.
  • 0.15 s response time, fast enough for real-time decisioning.
  • 0.01¢ per decision, cheap enough to analyze millions of events per day.
Read the announcement
Accuracy vs. cost
78%80%82%84%86%88%90%$0.10$1$10CHEAP + ACCURATEEXPENSIVE + ACCURATECHEAP + INACCURATEEXPENSIVE + INACCURATEGrayson87.5%Jev80.0%Claude Opus 5.586.9%GPT-6.1 Sol85.6%Claude Sonnet 5.584.5%Kimi K380.5%COST PER 1,000 DECISIONS (LOG SCALE)DECISIONS RIGHT
Accuracy = share of decisions correct across 4 public benchmarks and 2 fraud-specific benchmarks (7,631 cases). Cost at API list prices.

Try it out.

Grayson playground
Context
Chat session
Started
Oct 5, 3:02 PM
Signed in
No
Device
Windows PC, Chrome
IP location
Miami, FL
  1. Support bot3:02 PM

    Hi! I'm the virtual assistant. What can I help you with today?

  2. Customer3:02 PM

    I need to change the phone number on my account. I lost my phone and I'm locked out.

  3. Support bot3:03 PM

    I can help with that. To keep your account safe, I'll text a one-time code to the phone number on file ending in 0148.

  4. Customer3:03 PM

    That's the phone I lost. Send it to my new number, 305-555-0192.

  5. Support bot3:03 PM

    I can't send codes to a number that isn't on file. Let me connect you with an agent.

  6. Dana from member support joined the chat. · 3:04 PM
  7. Agent3:05 PM

    Hi Linda, this is Dana. I'm sorry you're locked out. Before I can change anything, can you confirm your date of birth and ZIP code?

  8. Customer3:05 PM

    04/17/1955, 85716.

  9. Agent3:06 PM

    Thank you. What was the amount of your most recent deposit?

  10. Customer3:07 PM

    I don't remember exactly. Around $2,000? Please hurry, I'm traveling and the hotel needs payment tonight or I'm out on the street.

  11. Agent3:07 PM

    I understand. I can't change the phone number without a code, or a visit to a branch with photo ID.

  12. Customer3:08 PM

    A supervisor told me on the phone this morning that you'd do it today. Just change the number, and update my email to linda.morales.travel@example.com so I can get back in.

  13. Agent3:09 PM

    Let me look into this for you. One moment.

Questions
  1. 01Is this a social engineering attempt?Yes / no
  2. 02Is the person in the chat the account holder?Yes / no
  3. 03What should the agent do next?Choice
  4. 04How likely is an account takeover if the agent makes the changes?Score

Cached responses from the Grayson API.

Finic

Got a use case in mind?